Terms & Conditions

1 Introduction

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding contract between you ("Player", "User", "you") and 100ph ("Company", "we", "us", "our"), the operator of the online gaming platform accessible at 100ph.cam ("Platform", "Website", "Service"). 100ph operates under the authorization and oversight of the Philippine Amusement and Gaming Corporation ("PAGCOR"), the government body responsible for regulating gaming activities in the Republic of the Philippines.

These Terms govern all aspects of your relationship with 100ph, including but not limited to: the creation and management of your player account; deposits, withdrawals, and financial transactions; participation in games, tournaments, and promotional activities; use of customer support services; and all interactions with the 100ph platform. These Terms should be read in conjunction with our Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference.

By using the 100ph platform, you represent and warrant that you are at least twenty-one (21) years of age, that you are legally permitted to engage in online gambling under the laws applicable to you, and that you are not accessing the platform from a jurisdiction where online gambling is prohibited.

2 Eligibility

2.1 Age Requirement

In compliance with PAGCOR regulations and Philippine law, participation in real-money gaming on the 100ph platform is strictly limited to individuals who are twenty-one (21) years of age or older. This age restriction applies absolutely and without exception. 100ph reserves the right to request age verification documentation at any time. Any account found to be operated by a minor will be immediately suspended, all winnings will be forfeited, and all deposited funds may be returned at the Company's sole discretion.

2.2 Geographic Restrictions

The 100ph platform is intended primarily for use by residents of the Philippines. Players accessing the platform from jurisdictions where online gambling is illegal, restricted, or not authorized do so at their own risk and in violation of these Terms. 100ph makes no representations or warranties that the Service is appropriate or legally available in jurisdictions outside the Philippines.

2.3 Excluded Persons

The following persons are not eligible to open or maintain a player account on 100ph:

• Individuals under twenty-one (21) years of age;
• Current employees, officers, directors, or contractors of 100ph or its affiliated companies;
• Immediate family members of 100ph employees residing in the same household;
• Persons who have self-excluded from the platform or been excluded by 100ph;
• Persons placed on any self-exclusion register maintained by PAGCOR or any other regulatory authority;
• Any person acting on behalf of an ineligible individual.

3 Account Registration & Management

3.1 Single Account Policy

Each player is permitted to maintain only one (1) active account on the 100ph platform. Opening multiple accounts, whether under the same name or different names, is strictly prohibited and constitutes grounds for immediate account suspension, forfeiture of balances, and permanent ban from the platform. If you suspect that a duplicate account has been opened in your name, you must contact 100ph support immediately.

3.2 Registration Information

When registering an account, you are required to provide accurate, complete, and current information, including your legal full name, date of birth, valid Philippine or government-issued identification, residential address, email address, and mobile number. You agree to update your information promptly in the event of any changes. 100ph reserves the right to verify any information provided at the time of registration or at any point during the account lifecycle.

3.3 Account Security

You are solely responsible for maintaining the confidentiality and security of your account credentials, including your username and password. You must not share your login details with any third party. 100ph will not be liable for any losses arising from unauthorized use of your account resulting from your failure to maintain adequate security. You must notify 100ph immediately if you suspect unauthorized access to your account.

3.4 Account Suspension and Closure

100ph reserves the right to suspend or close any player account at its sole discretion, including but not limited to cases of fraud, money laundering, breach of these Terms, or failure to provide satisfactory identity verification documents. Upon closure, any remaining balance (excluding bonus funds subject to wagering requirements) will be returned to the player through the original deposit method, provided that the account is not under investigation.

4 Deposits & Withdrawals

4.1 Accepted Payment Methods

100ph accepts deposits and processes withdrawals through the following payment channels: GCash, PayMaya, Bank of the Philippine Islands (BPI), Banco de Oro (BDO), and Metrobank. Additional payment methods may be introduced or removed at the Company's discretion. All transactions are denominated in Philippine Pesos (PHP / ₱) unless otherwise stated.

4.2 Minimum and Maximum Limits

Minimum and maximum deposit and withdrawal limits apply and are subject to change. Current limits are displayed within the cashier section of your 100ph account. 100ph reserves the right to adjust transaction limits at any time, with or without prior notice, based on regulatory requirements, player history, or risk assessment.

4.3 Withdrawal Processing

Withdrawal requests are subject to identity verification and may be delayed pending completion of KYC (Know Your Customer) procedures. Players must have completed all applicable verification steps before their first withdrawal can be processed. Standard processing times range from a few hours to three (3) business days, depending on the payment method and any required verification. 100ph does not charge processing fees on standard withdrawals, though your bank or e-wallet provider may apply their own fees.

4.4 Anti-Money Laundering

In compliance with Philippine anti-money laundering laws and PAGCOR directives, 100ph is required to monitor transactions for suspicious activity. Withdrawals may only be made via payment methods previously used for deposits in equivalent or proportional amounts. The Company cooperates fully with the Anti-Money Laundering Council (AMLC) and is obligated to report any transactions that trigger reporting thresholds under applicable law.

5 Bonuses & Promotions

5.1 General Bonus Terms

All bonuses, free bets, cashback offers, and promotional rewards offered by 100ph are subject to specific terms and conditions that will be communicated at the time of the promotion. In the event of any conflict between general bonus terms herein and the specific terms of a particular promotion, the specific terms of the promotion shall prevail.

5.2 Wagering Requirements

Bonus funds are subject to wagering requirements that must be met before any winnings derived from bonus funds can be withdrawn. Wagering requirements, eligible games, time limits, and maximum withdrawal amounts will be specified in the relevant promotion terms. Games may contribute at different rates toward wagering requirements. Players are encouraged to review all applicable requirements before claiming any bonus.

5.3 Bonus Abuse

100ph reserves the right to withhold, cancel, or claw back any bonus or promotion in cases of suspected bonus abuse, including but not limited to: opening multiple accounts to claim the same bonus; placing opposing bets to meet wagering requirements without genuine gaming activity; any form of collusion or coordinated betting; or any other conduct that 100ph, in its sole discretion, determines to be exploitative of promotional offers.

5.4 Welcome Bonus

The 100ph welcome bonus is available to new players on their first qualifying deposit. Players may only claim the welcome bonus once. The welcome bonus cannot be combined with other new player promotions unless expressly stated otherwise. All welcome bonus terms, including minimum deposit requirements and wagering multipliers, are set out in the specific welcome bonus promotion page.

6 Gameplay Rules

6.1 Game Integrity

All games offered on the 100ph platform use certified Random Number Generator (RNG) technology or live dealer operations provided by licensed third-party studios. Game outcomes are determined independently and cannot be influenced by 100ph, its employees, or players. Return-to-player (RTP) percentages for all games are available upon request.

6.2 Malfunctions

In the event of a game malfunction, system error, or technical failure, 100ph reserves the right to void affected bets or game rounds. Any wagers placed during a period of malfunction may be refunded at the Company's discretion. Wins generated as a result of a system error or obvious malfunction are not valid and will not be paid. 100ph will not be liable for any losses incurred as a result of technical failures outside its reasonable control.

6.3 Disconnection Policy

In the event of a disconnection during live gameplay, the round will be resolved according to the game provider's rules as applicable. For table games, the round will generally continue to its natural conclusion, and the outcome will be applied to the player's account upon reconnection. 100ph is not responsible for disconnections caused by the player's internet service provider or device.

7 Responsible Gaming

100ph is committed to promoting responsible gambling in the Philippines and operates in accordance with PAGCOR's responsible gaming framework. The platform provides tools to help players manage their gaming activity, including deposit limits, loss limits, session time reminders, reality checks, and self-exclusion options. These tools are accessible from within your account settings.

If you believe that your gambling is becoming problematic, we strongly encourage you to make use of these tools. You may also contact our support team at any time to request a cooling-off period or permanent self-exclusion. Self-exclusion requests are processed immediately and without question. During a self-exclusion period, your account will be deactivated and you will be prevented from opening new accounts on the 100ph platform.

For more information on responsible gaming and support resources, please visit our dedicated Responsible Gaming page.

8 Prohibited Conduct

Players are strictly prohibited from engaging in any of the following activities on the 100ph platform:

• Providing false, inaccurate, or misleading registration information;
• Using the platform for any unlawful purpose, including money laundering or financing of illegal activities;
• Attempting to manipulate game outcomes through the use of software, bots, scripts, or any other automated means;
• Colluding with other players to gain an unfair advantage in poker or any other multiplayer game;
• Exploiting software bugs, errors, or loopholes and failing to report them to 100ph;
• Engaging in any form of fraud, chargeback fraud, or payment manipulation;
• Creating multiple accounts for the purpose of circumventing any restriction or limitation;
• Engaging in harassment, abusive language, or any form of threatening behavior toward other players or 100ph staff;
• Attempting to gain unauthorized access to other player accounts or to any part of the 100ph system infrastructure.

Violations of these prohibitions may result in immediate account suspension, forfeiture of balances, reporting to PAGCOR or law enforcement authorities, and civil or criminal liability as permitted by Philippine law.

9 Intellectual Property

All content on the 100ph platform, including but not limited to text, graphics, logos, icons, images, game software, audiovisual materials, and the overall design and layout of the website, is the exclusive property of 100ph or its licensors and is protected by applicable Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for your personal, non-commercial gaming purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the 100ph platform without the prior written consent of 100ph.

10 Limitation of Liability

To the maximum extent permitted by applicable law, 100ph and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption, arising out of or in connection with your use of the platform.

The total liability of 100ph to any player in connection with any claim arising out of or relating to these Terms shall not exceed the total amount deposited by that player in the twelve (12) months preceding the claim, exclusive of bonuses and promotional credits. Nothing in these Terms limits liability for fraud, gross negligence, or any other liability that cannot be excluded under Philippine law.

Gambling involves financial risk. By using the 100ph platform, you acknowledge and accept that you may lose money as a result of your gaming activity and that 100ph does not guarantee any specific outcome or return on wagered amounts.

11 Privacy

The collection, use, and protection of your personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the 100ph platform, you consent to the collection and use of your personal data as described in the Privacy Policy. We encourage you to review our Privacy Policy carefully before registering an account.

100ph complies with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines and processes all personal data in accordance with principles of transparency, legitimate purpose, and proportionality as required by law.

12 Amendments to These Terms

100ph reserves the right to modify, update, or replace these Terms at any time at its sole discretion. Material changes to these Terms will be communicated to registered players via email or through a prominent notice on the platform. Your continued use of the 100ph platform following the effective date of any amended Terms constitutes your acceptance of those changes.

It is your responsibility to review these Terms periodically. If you do not agree with any changes made to these Terms, you should cease using the platform and contact our support team to close your account. The current version of these Terms will always be available on the 100ph website at 100ph.cam/terms-conditions.

13 Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them, including non-contractual disputes or claims, shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

In the event of any dispute between you and 100ph, you agree to first attempt to resolve the matter informally by contacting our customer support team. If the dispute cannot be resolved informally within thirty (30) days, either party may refer the matter to PAGCOR's dispute resolution process in accordance with applicable regulatory procedures. As a last resort, disputes may be brought before the competent courts of the Philippines.

14 Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions, or any aspect of the 100ph platform, please contact our support team: